Low Interest Rates = Bigger Savings


Savings : Low Interest Rates = Bigger Savings	Homepage \| Add to Favorites

Recommended Sites

Related Links

Informative Articles

Creating Estate Tax Savings For Your Child Using A Roth IRA
Parents must give serious thought to protecting their family through estate tax planning. While life insurance and trusts should be a part of every plan, Roth IRAs can be a simple tool for passing money to your child on a tax-free basis. Roth...

Do An Auto Insurance Comparison And Benefit From The Savings
It is very important to do an auto insurance comparison when you need insurance for your vehicle. Even if you are happy with the quote you get from your regular auto insurance company, it helps to shop around just to make sure you are getting the...

Internet Marketing Strategies That Won't Hurt Your Savings Much
Your new business will benefit a lot from various Internet marketing methods. But you don't have to spend millions of dollars just to get some decent exposure for your company. There are ways to make your business be seen and felt without doing...

R & D Outsourcing Offers Huge Cost Savings
Despite increasing evidence that US companies are not achieving the types of cost savings they anticipated when entering into outsourcing contracts, in the field of Research and Development the savings still heavily outweigh the costs. While in...

Working Savings into Your Budget
It can seem difficult at times to put aside money for later, especially if you find yourself trying to make ends meet on a limited budget. Luckily, there are ways to fit savings into your budget, no matter how tight your budget might seem to be....

Low Interest Rates = Bigger Savings

When choosing a credit card, the interest rate should be the first thing to consider. Low interest rates only mean one thing: more savings! The bigger the balance of the account, the bigger sum of money will be saved. As more money gets saved, more money gets stored and more interests will roll in the bank account.

Other credit cards companies have reasonable interest rates and offers more like giving the percentage of money back. The more money spent on credit, more money will be returned to the card's user. Most credit cards use 5% on special purchases and 1% on regular purchases.

Some banks give "Reward Points." These "Reward Points" accumulate as the credit card is used and it may be exchanged for certain items catalogued by the bank. Points may be exchanged for microwaves, cell phones, televisions and the like. This is yet another great feature to be considered when looking for a card.

A number of major banks offer low interest rates. A few major banks would be: Citibank, American express and JP Morgan Chase. These banks are known to give 0% introductory APR (Annual Percentage Rate) for 12 months. Most of these cards offer no annual rates.

Here are some credit cards with low interest rates:

Citi Dividend Platinum Select Card (Citibank):

- it features 0% APR (Annual Percentage Rate) for 12 months - it rewards the user. The more this card is used, the bigger the rewards. - earn 5% return from expenses in supermarkets, drug stores and gas stations. - earn 1% return from other expenses.

Citi Premier Pass Card (Citibank):

- 0% introductory APR. - get points by flying. Every mile gets you a point.

American Express Blue Card (American Express):

- 3.99% fixed interest rate. - 0% introductory APR for 15 months.

Chase Cash Plus Visa (JP Morgan Chase):

- 0% interest rate for 12 months. - has other cash back promos.

Chase Flexible Rewards Platinum Visa Card (JP Morgan Chase):

- 0% introductory APR for 12 months. - a dollar spent equals a point. - no annual fee.

Pulaski Bank Visa Master Card:

- 0% on balance transfers for 5 months - 6.99% fixed rate - $35 annual fee

Discover Card:

- 0% APR for the first 10 months. - $0 annual fee. - 9.99% fixed interest rate.

These cards have the lowest interest rates in the credit card market today. These cards do not only offer low rates, but they also give certain rewards for the frequent users of the card.

About the author:

More information about credit and credit cards is available at stooze online